The Bank of Ghana (BoG) has announced a series of new policy measures aimed at strengthening Ghana’s financial sector and improving oversight across the industry.

The Second Deputy Governor of the Bank of Ghana, Matilda Asante-Asiedu, disclosed this during the launch of the 2025 Financial Stability Report. She delivered the speech on behalf of the Governor of the Bank of Ghana, Johnson Asiama.

According to Madam Asante-Asiedu, one of the major initiatives introduced by the central bank is a new framework for conglomerate supervision. The framework is expected to improve monitoring of financial groups operating across different sectors and help reduce regulatory arbitrage, where companies exploit gaps in regulations across industries.

She also revealed that following the passage of the Virtual Assets Service Providers Act, 2025 (Act 1154), the Financial Stability Council has directed its Technical Committee to develop a risk matrix for monitoring activities within the virtual assets sector.

The move, she explained, is intended to ensure that innovation within Ghana’s growing digital finance ecosystem does not undermine financial stability.

Madam Asante-Asiedu stressed that the Bank of Ghana would continue working closely with the Financial Stability Council to strengthen policy coordination, support financial sector development, and maintain stability within the country’s financial system.

The Financial Stability Review is an annual publication by the Financial Stability Advisory Council. The report evaluates developments within Ghana’s financial sector and highlights measures introduced to address emerging financial risks.

The 2025 Financial Stability Report showed that Ghana’s financial sector recorded strong growth and remained resilient in 2025 despite economic pressures.

According to the report, total financial sector assets increased by 23.2% to GHS647.25 billion, representing 45.1% of Ghana’s Gross Domestic Product (GDP).

The report further indicated that the sector maintained strong profitability and solvency levels across all four major financial industry segments, reflecting improved stability and performance within the financial system.