Hot take: Most Ghanaians buying shares on investment apps don't actually OWN those shares. 👀 Here's what they don't tell you about CSD accounts 🧵👇 To trade on the Ghana Stock Exchange, you need a CSD (Central Securities Depository) Account — your electronic home for shares & bonds. But HOW you get one changes EVERYTHING. 🟢 IC WEALTH gives you a CSD in YOUR name: ✔ Your name is in the company register ✔ You get AGM invitations directly ✔ You are the legal owner of every share ⚠️ Downside? Takes 3–4 weeks to set up 🔵 BLACKSTAR skips the CSD process: ✔ Account opens in 3 days ✔ Trade GSE stocks almost instantly ✔ Zero paperwork delays ⚠️ Downside? Blackstar holds shares on your behalf — NOT in your name So ask yourself: Are you an investor or just a client of an investor? 🤔 Drop your reaction on the post👇 — IC Wealth or Blackstar? IC Wealth = 👍 Blackstar = 👎