🇬🇭 GHANA STOCK EXCHANGE — BEGINNER'S GUIDE Your school never taught you this. Yet this knowledge can make your money work while you sleep. 🍕 WHAT IS A STOCK? Think of a company as a pizza. Slices = shares. Buying a slice = owning part of that company. More slices = bigger ownership. 💡 HOW IT WORKS 🔹 IPO — company sells shares to the public for the first time (Primary Market) 🔹 GSE — where you buy & sell after listing (Secondary Market) 🔹 Price moves by demand and supply — not the company 🚌 WHO YOU NEED 🔹 Stockbroker — executes your trades. Licensed by SEC Ghana 🔹 CSD Account — your digital share wallet. Free. Opened by your broker 🔹 Registrar — keeps shareholder records & pays dividends 📱 Digital platforms: IC Wealth App & Blackstars App 💰 TWO WAYS TO PROFIT 💰 Dividend — company shares profit with you. Earned by just holding shares. Taxed at 8% at source. 📈 Capital Gain — share price rises, you sell higher than you bought. Currently tax-free on the GSE. ⚠️ KNOW BEFORE YOU INVEST 🔹 Trading costs ~2.3% per trade on both buying and selling 🔹 GSE is illiquid — orders can take days or weeks to fill 🔹 Verify any operator at sec.gov.gh before investing 🔹 Track live trades at gse.com.gh → Market Watch ✅ 5 RULES 1️⃣ Emergency fund first 2️⃣ Research the company — not the hype 3️⃣ Diversify — don't put all in one stock 4️⃣ Favour liquid stocks 5️⃣ Invest long term — GSE rewards patience ⚠️ Educational only. Not financial advice. Verify fee rates