This is why I hold MTN shares, MoMo Debit card incoming. MTN and Mastercard built a virtual Mastercard that lives inside your MoMo wallet. Already live in other African markets, Ghana is next.  We can pay any global site that takes Mastercard, no bank account needed. That means MoMo won’t only be competing with Mobile money but banks and taking money away from them. This is billion dollar revenue stream that’s incoming. Sweep MTN shares now.